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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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 Hello – my name is Missy Bennett and I have been a licensed Realtor since 2005.
I hold a Bachelor of Science degree in Management from St Cloud State University and have a unique background of corporate relocation and residential real estate.
I have lived in the NW suburbs all my life so I am well acquainted and knowledgeable in various cities through the Metro area and have sold everything ranging from condos to single family homes. I understand the stress that you and your family go through in the process of a move. That’s why I believe that teamwork and communication is vital in the relationship that we will have. When I work with you, I make it a point to keep you informed every step of the way.
I am passionate about real estate and want to help my clients achieve their goals of owning real estate, whether it be their first home or their fifth. So whether you are looking for real estate advice or help with finding the home of your dreams, I am here to assist you and want to be your Realtor! 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Where will you find the world's most unusual golf course?
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| A |
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey. |
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