See how easy it is when you work with the Pauling Homes Team.
1. Check your credit score
The higher your credit score the lower your interest rate. Secure a good rate at 720 or above. There are other options for those below 720.
2. Figure out how much you can afford
Use our mortgage calculator to help figure out what you want to spend. Be sure to include taxes, mortgage insurance and PMI, if you do not put down 20%.
3. Contact the Pauling Homes Team
Our professional real estate agents will help you through the process and will introduce you to our trusted and well reviewed lenders.
4. Get Pre-Approved
Meet with a lender and get pre-approved. A pre-approval letter is provided to the seller when you submit an offer on a property. It shows the amount the lender is willing to loan to you. Feel free to shop around for the best rates as lenders charge different closing costs and may have different interest rates.
5. Start looking at homes
It is time to start looking for your new home!
Use our mortgage calculator to estimate your monthly mortgage payment.
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