Moving Up? How to Buy and Sell at the Same Time Without Losing Sleep

Moving Up? How to Buy and Sell at the Same Time Without Losing Sleep

For many Minnesota homeowners, the time eventually comes when you’re ready to “move up”—maybe you’ve outgrown your current home, want to be in a new school district, or are finally ready for that open-concept kitchen. But there’s just one catch: you need to sell your current home and buy a new one—at the same time.

Sound stressful? It doesn’t have to be. With the right strategy (and a great real estate team in your corner), it’s entirely possible to navigate this transition smoothly. Here’s how:

🔄 Step 1: Understand Your Options

There’s no one-size-fits-all answer when it comes to buying and selling simultaneously, but most clients fall into one of three paths:

✅ Sell First, Then Buy

This is often the most financially secure option. It allows you to know exactly what you’ll walk away with from your sale, which you can then apply to your next purchase. Downsides? You may need temporary housing or storage during the gap.

✅ Buy First, Then Sell

If you have the financial flexibility to carry two mortgages temporarily, this option gives you more time to find the right next home without rushing. Just keep in mind that your current home will still need to sell quickly after.

✅ List & Shop at the Same Time

This requires great coordination, but it’s often the most practical route. With a solid plan (and a savvy agent), you can line up closing dates and even negotiate possession terms that give you a little breathing room between moves.

🧠 Step 2: Get Pre-Approved Early

Before you tour your dream home or list your current one, talk to a trusted lender. Knowing your buying power—and whether you qualify to purchase before selling—can help shape your strategy from day one.

🏡 Step 3: Prep Your Current Home for the Market

Today’s buyers are quick to swipe past homes that don’t shine online. Decluttering, deep cleaning, and professional photos can help you get top dollar—and a faster sale. We’ll guide you on exactly what to focus on so you don’t waste time or money.

🤝 Step 4: Time It Right

This is where a great real estate team makes all the difference. We’ll help you:

• Analyze market timing and buyer demand

• Coordinate listing your home and writing offers

Negotiate flexible terms (like rent-backs or extended closings) to give you more time to move

🛋️ Step 5: Have a Backup Plan

Even with the best planning, the market can surprise us. Having a backup plan—like short-term housing or storing some belongings—can take the pressure off and give you peace of mind.

💬 Thinking About Moving Up?

We’ve helped many Minnesota families make a seamless transition from one home to the next, and we’d love to do the same for you. Whether you're ready to get started or just exploring your options, let's talk through what a move might look like for you.

📲 Reach out to the Pauling Homes Team today—we’re here to help you move up without losing sleep.