LOANS & FINANCE
Pauling Homes Team is not a bank, but we refer with a trusted lender First Class Mortgage.
Find the right option for you
Conventional Home Loans
Are mortgage loans that are not insured or guaranteed by the federal government.
Doctor Loans
This program offers a 100% doctor loan with no PMI for Medical Doctors, Dentists, Podiatrists, Ophthalmologists and Veterinarians.
FHA Financing
Is a mortgage that is insured by Federal Housing Administration (FHA). FHA does NOT lend money, it insures loans from FHA approved lenders.
USDA Home Loans
Us Department of Agriculture loans are a great option if you are looking to purchase a rural property but do not quality for a conventional mortgage.
VA Home Loans
U.S. service members and their families are offered a wide variety of home financing assistance.
Jumbo Home Loans
A loan is considered jumbo if the amount is the mortgage exceeds loan surviving limits set by Fannie Mae and Freddie Mac.
First Time Homebuyer
These loans offer the ideal recourses to help first time homebuyers with down payments, closing costs and more.
Refinance
A mortgage refinance is the replacement of an older mortgage with a new home loan that has different terms such as reduce interest rates, lower monthly payment, etc.
100% FHA Financing & Down Payment Assistance
Homes For Heroes
Honoring heroes such as firefighters/EMS, law enforcement, military (active, reserves and veterans), health care professionals and teachers with a $1,000 credit towards closing costs.
New Construction & One Time Close
Seller & Lender Buydowns
Temporary rate buydowns to lower a borrowers interest rate at the start of their loan.
