Doctor Loans

Pauling Homes Team is not a financial institution, but we work closely with First Class Mortgage as a trusted partner and lender.

This program offers a 100% doctor loans with no PMI for Medical Doctors, Dentists, Podiatrists, Ophthalmologists and Veterinarians.

Program is applicable to primary residence home purchases with the following terms:

  • 95% LTV for loan amounts between $750,000-$1,250,000

  • 90% LTV for loan amounts between $1,250,001-$2,000,000

Program Includes

  • Term options include 15 years fixed, 30 year fixed, 3/6, 5/6, 7/6, 10/6 and 15/6 ARMS

  • Maximum loan amount $2 million

  • 100% LTV allowed for loan sized up to $750,000

  • Owner occupied 1-2 unit only

  • No mortgage insurance

  • May qualify based on the employment contract

  • Minimum credit score 680 for the product, but 700+ for 100% LTV

Need Help Getting Pre-Approved?

home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
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Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

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When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way