Doctor Loans
Pauling Homes Team is not a financial institution, but we work closely with First Class Mortgage as a trusted partner and lender.
This program offers a 100% doctor loans with no PMI for Medical Doctors, Dentists, Podiatrists, Ophthalmologists and Veterinarians.
Program is applicable to primary residence home purchases with the following terms:
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95% LTV for loan amounts between $750,000-$1,250,000
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90% LTV for loan amounts between $1,250,001-$2,000,000
Program Includes
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Term options include 15 years fixed, 30 year fixed, 3/6, 5/6, 7/6, 10/6 and 15/6 ARMS
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Maximum loan amount $2 million
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100% LTV allowed for loan sized up to $750,000
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Owner occupied 1-2 unit only
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No mortgage insurance
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May qualify based on the employment contract
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Minimum credit score 680 for the product, but 700+ for 100% LTV
