VA Home Loans

Pauling Homes Team is not a financial institution, but we work closely with First Class Mortgage as a trusted partner and lender.

American flag hanging outside residential neighborhood during autumn with bare trees and sidewalk

U.S. service members and their families are offered a wide variety of home financing assistance. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms and use less restrictive guidelines.

Benefits

  • Low interest rates

  • 100% purchase financing

  • No down payment requirements

  • No private mortgage insurance

  • 100% Loan-to-Value cash out refinance loans that allow borrower to take cash out of home equity to take care of concerns like paying of debt, funding school, or making home improvements

  • Interest Rate Reduction Loan (IRRRL)- Streamline VA refinance loan program with no appraisal or income verification

Eligibility Requirements

  • Certificate of Eligibility granted by VA

  • Primary Residence

  • Veterans/Spouses only

  • Purchase or refinance

  • Single family residence, condo or townhome

  • 580+ FICO credit score

Need Help Getting Pre-Approved?

|

I agree to receive automated marketing calls and texts (SMS/MMS) from PLACE, its affiliates and their agents. Msg & data rates may apply. Msg frequency varies. Reply STOP to cancel. Consent is not required for purchase. I also agree to the Terms of Use and Privacy Policy.

home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way